Chartered Accountants, Kozhikode, Kerala

Financial clarity.
Strategic confidence.

Your trusted partner for tax, audit, and strategic financial advisory — serving businesses, startups, and NRIs across India and internationally. Compliance. Advisory. Growth — powered by expertise and AI-driven insights.

🏛️
ICAI Member
⚖️
GST Practitioner
🌐
FEMA / NRI Advisory
🤖
AI-Driven Advisory
10+
Years in Practice
250+
Active Clients
10+
Service Domains
100%
Compliance Focus
🎯
Our Mission
To simplify financial complexity for every client — delivering clear advice, timely compliance, and strategic clarity that drives real business outcomes.
⚖️
Integrity
Honest, transparent advice — always in your best interest.
Responsiveness
Quick turnarounds and proactive communication, always.
🔬
Precision
Every filing, report, and advice is thorough and accurate.
🤝
Partnership
We grow when our clients grow — your success is ours.
About the Firm

A trusted partner
for every financial decision

Subin B & Associates is a Kozhikode-based Chartered Accountancy firm offering end-to-end financial, tax, and advisory services. With over a decade of practice, we combine deep technical expertise with a practical, client-first approach.

We serve businesses ranging from growing SMEs and family enterprises to NRIs managing Indian assets and startups navigating their early compliance journey. Our firm is built around one principle: every client deserves clear, accurate, and timely financial guidance.

🤖
AI-Driven Practice Leveraging AI tools for faster, more accurate advisory and document generation
🌏
NRI Specialist DTAA, repatriation, Form 15CA/15CB, and inbound FEMA compliance
📊
Virtual CFO for SMEs Strategic financial leadership without the cost of a full-time hire
What We Do

Comprehensive services
across every domain

From routine compliance to strategic advisory — we handle it all under one roof.

01
📋
Statutory Audit
Companies Act 2013 audits with Ind AS / AS compliance. Audit reports, working papers, and management letter preparation.
Learn more →
02
📊
Tax Audit & ITR Filing
Section 44AB tax audits and comprehensive ITR filing for individuals, firms, LLPs, and companies under the Income Tax Act 1961.
Learn more →
03
🧾
GST Compliance
End-to-end GST management — GSTR-1, GSTR-3B, GSTR-9, e-way bill advisory, ITC reconciliation, and CGST/SGST/IGST matters.
Learn more →
04
🏢
ROC / MCA Filings
Annual returns, form filings, board resolutions, and secretarial compliance under the Companies Act 2013 and LLP Act.
Learn more →
05
💼
TDS Compliance
TDS computation, deposit, quarterly returns (24Q, 26Q, 27Q), Form 16/16A generation, and TRACES reconciliation.
Learn more →
06
📒
Bookkeeping & Accounts
Monthly bookkeeping, accounts finalisation, Tally / cloud accounting, MIS reporting, and financial statement preparation.
Learn more →
07
🌐
FEMA / RBI Advisory
Inbound and outbound remittance compliance, FC-GPR, FLA Return, ODI filings, and RBI reporting under FEMA 1999.
Learn more →
08
🔍
Due Diligence
Financial and legal due diligence for acquisitions, investments, and partnership decisions. Risk identification and reporting.
Learn more →
09
✈️
NRI Taxation
DTAA benefits, repatriation structuring, Form 15CA/15CB, property transactions, and residential status advisory for NRIs.
Learn more →
10
🚀
Startup Advisory
Incorporation, DPIIT recognition, funding compliance, ESOP structuring, and end-to-end regulatory support for new ventures.
Learn more →
Virtual CFO

CFO-level thinking,
without the CFO cost

Growing businesses often need strategic financial leadership — but not necessarily a full-time CFO on the payroll. Our Virtual CFO service gives you dedicated financial oversight, planning, and advisory at a fraction of the cost.

From MIS reporting and cash flow management to lender relations and investor readiness, we act as your embedded financial partner — available when you need us.

Monthly MIS & reporting
Cash flow forecasting
Budget vs actuals
Bank & lender liaison
Financial modelling
Investor reporting
Enquire About vCFO
📈
Strategic Financial Planning
Annual budgets, multi-year projections, and scenario analysis to support business decisions.
🏦
Working Capital & Treasury
Cash flow optimisation, creditor/debtor management, and bank OD facility support.
📑
Compliance Oversight
GST, TDS, ROC, and income tax deadlines managed proactively — zero missed filings.
🤖
AI-Enhanced Reporting
Faster MIS, automated reconciliations, and intelligent financial dashboards for leadership teams.
Why Choose Us

What sets us apart

We bring together technical depth, modern tools, and genuine care for every client's outcomes.

01

Deep Technical Expertise

Over a decade of hands-on practice across GST, income tax, audit, FEMA, and corporate law. We stay current with every circular, notification, and amendment.

02

AI-Driven Efficiency

We leverage cutting-edge AI tools to deliver faster document turnaround, smarter analysis, and more accurate advisory — giving clients an edge that traditional firms can't match.

03

Proactive Compliance

We don't wait for deadlines to approach. With structured compliance calendars and advance planning, our clients never face last-minute scrambles or missed filings.

04

NRI & FEMA Specialisation

Dedicated expertise for Non-Resident Indians managing Indian assets, making investments, or repatriating funds — a niche few Kerala CA firms handle with confidence.

05

End-to-End Practice

From day-to-day bookkeeping and GST returns to complex FEMA transactions and vCFO mandates — everything is handled in-house with no outsourcing or handoffs.

06

Structured, Transparent Process

Clear deliverables, documented workflows, and honest communication. You'll always know exactly what we're working on and when to expect it.

Get in Touch

Let's talk about
your business

Whether you need a compliance consultation, are exploring our vCFO service, or just want to understand your options — we're here to help.

📍
Office Address
Kozhikode (Calicut), Kerala, India
📞
🕐
Working Hours
Mon – Sat: 10:00 AM – 6:00 PM IST

Book a Consultation

Fill in your details and we'll get back to you within one business day.